SCORE -Credit 101-How to Build Credit Wellness

If you have ever applied for a credit card, personal loan or insurance, there’s a file about you. The file is known as a credit report. It’s chock full of information on where you live, how you pay your bills and other facts about yor history. In this workshop, we will discuss the basics of setting a foundation, building and improving credit to create credit wellness. Having a good credit report means it will be easier for you to get favorable loans, and lower interest rates. Lower interest rates usually translates into smaller monthly payments or one you can afford. The foundation of a personal credit history as well as savings and spending habits, along with many other factors will determine loan rates, credit card limits and even determined by land lords on leasing space to business or individuals. During this 60 minute workshop, Jen Jonassaint, Certified Financial and Life Coach, will discuss ways to build and maintain a healthy credit profile and have credit wellness